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Home loans are available for up to 30 years. However, the loan must be fully repaid before the oldest applicant turns 70.
Yes. Principal repayment is deductible under Section 80C (up to ₹1.5 lakh) and interest under Section 24(b) (up to ₹2 lakh per year).
If you have an existing home loan, you can transfer it to a new lender offering a lower interest rate through Finriseo.
Yes. First-time home buyers from EWS, LIG, and MIG categories may be eligible for PMAY interest subsidy of up to ₹2.67 lakh.
Ready-to-move flats, under-construction properties, independent houses, and plots (with construction) from RERA-registered developers are eligible.
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