Personal Loan upto ₹5,00,000

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✓ No impact on CIBIL score ✓ 100% digital

Quick Overview

Max Loan Amount₹5,00,000

Interest RateFrom 10.49% p.a.

Tenure3 – 60 months

Approval Time10 minutes

Check My Eligibility

Key Features

Loan amount from ₹10,000 to ₹5,00,000

Interest rates starting at 10.49% p.a.

Flexible tenure from 3 to 60 months

100% digital process — no branch visit

Same-day disbursal after approval

No collateral or guarantor required

Pre-approved offers for existing customers

Part prepayment allowed after 6 months

Compare offers from 50+ NBFCs

Eligibility Criteria

Indian resident, age 21 to 60 years
Salaried or self-employed
Minimum monthly income ₹15,000
CIBIL score 650 or above
Minimum 1 year of work experience
Valid mobile number and email

Documents Required

PAN Card (mandatory)
Aadhaar Card
Last 3 months salary slips
Last 6 months bank statement
Address proof (Aadhaar / utility bill)
Passport-size photograph

Frequently Asked Questions

What is the minimum CIBIL score required?

Most of our partner NBFCs require a minimum CIBIL score of 650. A higher score (750+) qualifies you for better rates and higher loan amounts.

How long does approval take?

Most applicants receive approval within 10 minutes of submitting their application. Disbursal typically happens on the same day.

Can I apply if I am self-employed?

Yes. Both salaried and self-employed individuals can apply. Self-employed applicants need to show business proof and last 2 years of ITR.

Are there any hidden charges?

No hidden charges. We display all processing fees, foreclosure charges, and other terms upfront before you accept any offer.

Can I prepay my loan early?

Yes. Most lenders allow part-prepayment after 6 months. Foreclosure charges vary by lender — typically 2-4% of outstanding principal.

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